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Sainsbury's Credit Card is issued by Sainsbury's Bank in the UK. Its main credit card offerings are the Sainsbury's Gold Card, Sanisbury's Nectar Card, and the Sainsbury's Credit Card. These credit cards are intended for general usage, but you can receive additional rewards and benefits when you use the cards in Sainsbury's stores and other retail outlets associated with Sainsbury's. Each card provides a slightly different set of benefits and rewards. Most consumers should be able to find a card that appeals to their needs and financial situation in one of these three cards, especially if they are already dedicated Sainsbury's customers.
The Gold Card is aimed at frequent travelers, but can also be used at home. With no cash withdrawal or foreign exchange fees, the card gives extensive benefits to those who spend a great deal of time abroad. This Sainsbury's Credit Card also carries traveler's insurance for your entire family, worldwide. Purchases are rewarded double points for use in the Sainsbury's reward program. The card requires an annual fee, but this fee is relatively low compared to fees required for other specialty credit cards, making this card an excellent option for UK citizens who travel a great deal for business or pleasure.
The Sainsbury's Nectar Card offers double points on shopping at Sainsbury's department store both in-store and online for the first two years that you own the card. You can also earn points on any other shopping, any time you use the card. Points can be redeemed for a variety of products. You can also acquire additional points by applying for other Sainsbury's financial services or by purchasing items through special offers presented at the Sainsbury's website.
The standard Sainsbury's Credit Card offers similar advantages to those provided by the other cards, with additional special transfer rates if you have used a Nectar card in the past six months.