Shopping for life insurance can be a difficult, intimidating and uncomfortable proposition. However, there are several ways to get life insurance quotes that can make the process easier and less stressful. In many cases, you can research life insurance companies and programs from the comfort of your own home, enabling you to make the decision that will ultimately be best for you and your family.
If you already work through a specific insurance agent or company for your existing auto, health or homeowner's insurance, it can be beneficial to contact the same company for life insurance. Most insurance companies will provide lower life insurance quotes for those who are already protected with other forms of insurance from the same company. For example, many companies offer a special rate reduction if you have both your auto and homeowner's insurance with them. Adding life insurance to the mix can help reduce your overall costs. To receive quotes from your existing insurance provider, call your regular agent or submit a request for a quote through the company's website or over the phone.
Several websites provide the opportunity to receive numerous life insurance quotes from a variety of companies for free, and with the submission of a single form. Using these websites, you would enter all the pertinent information into an online form and then submit the form. Within a day or two, or perhaps even more promptly, you will receive quotes from a number of companies based on your information. Then you can simply look over the various quotes, compare the rates and services for various life insurance products, and determine which fits your needs and budget the best. This is one of the easiest ways to receive quotes for life insurance, especially if you do not already have a specific company you would prefer to work with.