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Now distributed by Santander, with a name change in the offing, the Alliance and Leicester credit card is available to customers in the UK. The card offers several different options so that you can choose the card that works best for your needs. Alliance and Leicester itself as a company dates back to 1852. It was acquired by Santander, the third largest banking institution in the UK, in 2008. With large, stable banking institutions backing the card, it should prove a reliable financial tool well into the future.
The Alliance and Leicester credit card offers initial zero percent financing deals for either cash transfers or purchases or both, depending upon which card you choose to acquire. Initial rates are fairly typical for this type of card. Late payment fees and other administrative issues regarding the card are similar to most cards of this type. Santander offers online credit card management so that you can keep track of your balance, card activity, credit limits and other issues regarding the card. More immediate issues, such as reporting a stolen card, are referred to a UK phone number. Unlike many credit card options, the Alliance & Leicester card does not have a rewards program. If the extra incentive of a rewards program is important to you, this credit card might not be the best fit.
Security for the Alliance and Leicester credit card is good, with Internet fraud protection, protection from unauthorized uses, and PIN and chip technology added to the card for additional protection. Reviews and feedback from current customers indicate a high satisfaction rate with the card itself as well as the company's customer service and other services provided by Alliance and Leicester and Santander. Overall, this credit card seems to provide a good option for those wishing to use a credit card to help manage finances.