United Dental Insurance Review

United Dental Insurance is a new insurance coverage plan being offered by the Golden Rule Insurance Company. The insurance plans are designed to give individuals dental coverage whether they have health insurance or are uninsured. The plans can be added onto any existing health plan or act as a separate policy. The company makes it easy to enroll in one of the plans, which can be done immediately online.

There are many benefits to choosing a plan through United Dental. All are intended to be simple, straightforward and hassle-free, giving individuals the coverage they need to maintain and care for their oral health. The coverage is affordable as well, while still offering quality, dependable dental care that people can count on.

United Dental Insurance believes in providing a comprehensive dental care coverage plan for their insured customers. All preventative care is covered with no deductible and no waiting periods. Dental plans can be used both in-network and out-of-network, and there is access to over 75,000 dentists across the nation. Basic services do require a six-month waiting period, while major services require twelve months. There is no deductible for preventative care. However, a small deductible is necessary for basic and major services.

Preventative care includes adult and child cleanings and fluoride. Two preventative care cleanings a year are included with each insurance plan. These plans also include one oral evaluation, routine x-rays, fluoride treatments, sealants and space maintainers. Basic dental procedures consist of anterior and posterior fillings, as well as standard fillings on a single surface. Major dental procedures include the more extensive work of root canals, extractions and impacted tooth removal.

There are two plans to choose from: Dental Value and Dental Premier. The advantage to the Dental Premier plan is that any dentist can be chosen. If you have a particular dentist in mind, check to see if he or she is in the network. If not, the Premier option will be the best plan. When selecting a dental care provider that is in-network, dental work will be covered at a certain percentage.

United Dental Insurance has easy, affordable plans that offer the proper preventative care to maintaining and preserving your oral health. With fast quotes online, it’s easy to get started with dental coverage for the whole family.

Written By: Val. Last Modified: 06 June 2011