Humana Health Insurance: Options for Employers, Seniors and Families

As one of the nation’s leading providers of group health insurance, Medicare plans, and individual and family health insurance products, Humana health insurance offers significant benefits to its members. Customized add-on insurance products like prescription drug coverage and dental and vision plans allow Humana members to obtain the health care services they need from one provider, ensuring that all aspects of their health maintenance plan are integrated into one seamless package. Humana’s group health insurance plans feature flexible healthcare spending accounts and are available in a number of different benefit packages. PPO and HMO options provide more comprehensive benefits to members who obtain their health care services in-network, while CoverageFirst offers catastrophic medical coverage and a $500 benefit for routine health care expenses. These group plans offer maximum flexibility to employers and members alike.

Humana’s Medicare Advantage plans typically feature prescription drug coverage and other supplemental services to go along with traditional Medicare coverage. For members who want to continue seeing their own doctor, the Humana health insurance Gold Choice plans offer maximum flexibility in the choice of doctors; HMO and PPO plans are also available to supplement Medicare coverage for seniors. Part D plans are offered as stand-alones as well, and Humana’s expert staff provides members with the personalized support they need to take full advantage of the prescription drug benefits these plans provide.

For individuals and families looking for Humana health insurance plans, HumanaOne offers one of the largest preferred provider networks in the country with over 540,000 healthcare providers and 60,000 pharmacies participating across the U.S. Members enjoy the advantage of negotiated rates for medical services, and can customize their plans to include dental, vision, and other benefits; most plans allow members to participate in tax-free Health Savings Accounts to further defray medical expenses. HumanaOne even offers short-term coverage for individuals who are temporarily between jobs or only need coverage for a short time. Best of all, individual and family Humana health insurance plans are surprisingly affordable while providing comprehensive health care benefits for every member of the family.