Encore Dental Insurance
For those seeking an affordable dental plan for themselves or their families, the Encore Dental Insurance Plan
provides an excellent way to cover needed dental work or to improve the level of coverage available. Encore offers
a variety of options to its customers, including a number of plans designed to meet the specific needs of
individuals and families. Encore’s options include two tiers of standard primary coverage, a plan that covers
pre-existing conditions with no wait time, and supplemental coverage for those already covered by another dental
plan.
The Encore Dental Insurance Plan offers primary coverage through two basic plans. One offers 100% coverage on basic
preventative services including check-ups, X-rays, sealants, and fluoride treatments and 50% coverage on most other
services; the second offers 50% coverage across the board with a lower yearly maximum and a reduced cost to the
patient. Encore’s unique 1-2-3 Insurance Plan offers immediate coverage of pre-existing conditions at a reduced
rate of coverage and a lower yearly maximum during the first three years; this plan is generally more expensive
than the primary coverage plans. Finally, the supplemental dental insurance offered by Encore provides additional
coverage for families that already have dental insurance, but want an extra level of security against dental costs;
it typically pays 50% of the usual and customary dental fees associated with various procedures. This often will
cover any gaps in the primary dental insurance plan, allowing customers to pay only the $50 co-pay required per
year.
An additional benefit of the Encore Dental Insurance Plan is its 30-day money-back review period; this allows
consumers time to understand the exact benefits and advantages of the plan before beginning a long-term commitment.
Encore guarantees acceptance to all enrollees between the ages of 18 and 99 who live in one of the states Encore
covers, and children are covered as well. This can offer security and peace of mind, especially for those who
haven’t seen the dentist in some time. Premiums are guaranteed not to increase during the first year; rates and
coverage are subject to change with advance notice.
Last Modified: 06 December 2009
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