Delta Dental Insurance
For the Delta Dental insurance company, the focus is on customer service and dental education. Delta Dental has
been in the insurance business for over fifty years, and offers a wide range of plans designed to meet the needs of
employers and employees alike. Delta Dental offers employer plans for small businesses as well as large
corporations, offering the same emphasis on service and customer satisfaction no matter the size of the company in
question. Individual coverage is currently available in 29 states with plans to expand even further; because
individual coverage is offered through independent Delta Dental brokers, individual plans vary considerably from
state to state.
Because every company is unique, Delta Dental insurance plans are tailor-made to suit a variety of different
financial situations and benefit levels. The Delta Dental Premier plan offers a negotiated discount rate for dental
services from participating in-network dentists; approximately 75% of dental care providers in the United States
participate in the Delta Dental network. The Delta Dental PPO allows members to visit the dentist of their choice,
but offers a higher benefit level for in-network dental services. For members who want the flexibility of choosing
their own dentist as well as the financial security of higher benefits and lower deductibles, Delta Dental PPO Plus
Premier offers a combination of the Premier plan and the Delta Dental PPO to offer maximum benefits for plan
participants. DeltaCare USA is a dental HMO, offering preventive care and diagnostic work with a minimal or no
co-pay requirement; this option costs less than the comparable PPO or Premier plan, while offering a large
selection of participating dental care professionals.
Delta Dental insurance plans often include a vision benefit for subscribers. Additionally, Delta Dental sponsors a
number of educational programs and public relations campaigns focusing on the importance of good dental health for
children and adults. Delta Dental created the Smile Squad to teach children about dental hygiene and good oral
health habits. Comic books, playing cards, and other activities reinforce the valuable message about dental health
and proper care of teeth and gums.
Last Modified: 06 December 2009
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