Connecticut General Life Insurance

Connecticut General life insurance company is a subsidiary of CIGNA, a company formed in 1982 when Connecticut General Life Insurance Company merged with the Insurance Company of North America. CIGNA is largely known for health insurance policies, but they also provide life insurance through Connecticut General. Both term and universal life insurance policies are available, depending upon which kind of insurance you believe will work best for you. Term policies provide a direct payout upon your death that can help your family manage immediate financial needs. Universal policies provide financial investment tools that can help you develop a retirement plan and also develop additional financial resources for your family that they will be able to access after your death.

The term life options through Connecticut General life insurance offer additional coverage options such as a partial payout if you are diagnosed with a terminal illness. This feature allows you to access funds at a time of need, when you must pay extensive medical bills, and provides additional financial protection for your family. The premium can also be waived in cases of permanent disability. You can continue the policy even if you change employers, or can convert it to a whole life policy under certain circumstances. The policy will also increase if your wages increase, in order to provide coverage for your family that is commensurate with the wages your are currently earning.

Rather than selling policies to individuals, Connecticut General life insurance works with employers to provide life insurance products to their employees. If your employer provides CIGNA health insurance and life insurance products through Connecticut General, contact your company's human resource department for information about how you can secure an appropriate life insurance policy. CIGNA and Connecticut General are well respected companies, and are certain to provide reliable coverage for your life insurance and health insurance needs.