Cigna Dental Insurance

Cigna dental insurance plans offer an array of choices for individuals and companies seeking outstanding dental care options. Deductibles and plan details vary, but each plan provides unique advantages at reasonable prices. Some plans offer coverage for pre-existing conditions, while others require a waiting period for full coverage. Additionally, Cigna offers the Dental Plan Cost Estimator, allowing prospective members the chance to compare the different plans available from Cigna in order to determine which plan is most advantageous. Additionally, the CignaFlex Advantage is available on some employer-sponsored plans, and allows employees the flexibility to switch between certain plans at any time during the year in order to save on dental expenses.

One of the most popular Cigna dental insurance options, the Cigna Dental Care DHMO provides in-network care without a deductible or waiting period and offers free preventive dental health services and reduced costs for most dental procedures. For families who want to retain their current dentist, the Cigna Dental PPO covers a portion of the cost of dental care even for out-of-network providers, allowing a greater measure of choice than most other dental plans. The Cigna Dental Exclusive Provider Organization, or EPO, combines the advantages of choice and lowered dental costs by allowing members to visit any in-network dentist without a referral and without selecting a primary care dentist; this can afford individuals and families much-needed flexibility in obtaining dental care. The Cigna Traditional Dental Indemnity plan is structured much like a traditional health insurance plan, and pays for a percentage of costs after a deductible has been met, up to the annual dollar limit of the plan.

Cigna also offers a signature discount program that reduces the costs of care at participating dentists. CignaPlus Savings offers significant discounts to cardholders at more than 76,000 locations throughout the United States at a much lower cost than traditional dental insurance. With a wide array of choices for consumers, Cigna dental insurance plans are available in options to suit nearly every dental coverage need.

Last Modified: 06 December 2010