AARP Life Insurance

When it comes to taking care of your loved ones, having a reliable, adequate life insurance policy is almost as important as having a clear and updated will. Life insurance can help you achieve peace of mind that your spouse, children or both will have funds enough to cover funeral expenses as well as to pay off outstanding debt, such as car payments or mortgages, that you might leave behind. However, if you are over the age of fifty, it might be difficult to find a life insurance policy at a reasonable cost that will provide the kind of coverage and security you need. AARP life insurance might be the answer.

Because health and life insurance are often major concerns for those over fifty, especially if they have retired and no longer have access to employer-sponsored insurance programs, AARP offers life insurance to its members. AARP life insurance provides a comprehensive plan that can not only help you provide for your loved ones but can also help you set up a long-term retirement plan. All AARP insurance programs are underwritten by New York Life, so you can be assured of high-quality coverage and customer service. Permanent and term life insurance policies are both available through the program. Enrollment does not require a physical exam, but is based upon answers to a short questionnaire available at the AARP website.

AARP life insurance is only available to members of AARP, an organization dedicated to helping individuals over fifty lead fuller, happier lives. In order to apply for life insurance through AARP, you must be at least fifty years old, or be at least forty-five with a spouse who is an AARP member. With these AARP programs, you will be able to enjoy your retirement years knowing that your loved ones will no longer have to worry about immediate costs or outstanding debt.